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	<title>My Law Articles</title>
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	<pubDate>Fri, 18 Jul 2008 03:40:13 +0000</pubDate>
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		<title>Preparing a Bill of Sale for a Used Car</title>
		<link>http://nicholasf.wordpress.com/2008/07/18/preparing-a-bill-of-sale-for-a-used-car/</link>
		<comments>http://nicholasf.wordpress.com/2008/07/18/preparing-a-bill-of-sale-for-a-used-car/#comments</comments>
		<pubDate>Fri, 18 Jul 2008 03:40:13 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Bill of Sale]]></category>

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		<description><![CDATA[Preparing a bill of sale for a used car is a professional, organized way to sell a vehicle. Mike Meredith of MSN autos even believes by using one it will help to &#8220;maximize the dollars that you put into your pocket&#8221;.
When most people think of ways to help their car sell easier using an auto [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>Preparing a bill of sale for a used car is a professional, organized way to sell a vehicle. Mike Meredith of MSN autos even believes by using one it will help to &#8220;maximize the dollars that you put into your pocket&#8221;.</p>
<p>When most people think of ways to help their car sell easier using an auto bill of sale usually doesn&#8217;t come to mind. Their preparation usually consists of taking the vehicle to a full-service car wash, fixing obvious damage, repairing body damage, touching up the paint, replacing a cracked windshield, and figuring out how to ask for only cash, cashier&#8217;s check, or money order. Although these are all good ideas, documenting the item, terms, and sale of the transaction will create trust between the two parties, which will probably do more than anything else to help sell the vehicle.</p>
<p>Creating a bill of sale helps to establish exactly what the terms of the agreement are. Not only that, but you also put it on public record when you notarize it, making it impossible to refute the terms of the sale later on. This document has played a crucial role in civil court before as protection against disgruntled buyers or sellers. That&#8217;s why using one is such a common practice now.</p>
<p>Car dealers usually don&#8217;t sell their cars &#8220;as is&#8221;, most likely a dealer will provide a warranty. If your a not a car dealer just sell your car &#8220;as is&#8221;, your not required to provide any kind of warranty on it. A bill of sale will also include the date of the sale, price, detailed information about the vehicle, and it will protect you against liabilities.</p>
<p>If you want to create your own bill of sale without hiring a lawyer then you can find your state&#8217;s form by searching for it online. The car dealerships can just pay a lawyer to create a template that they then mass-produce. You can take advantage of that same kind of mass production by using a legal products provider that has this form. Look for providers with good reputations because that shows they know how to keep their forms up-to-date. A good reputation is a clear signal that no one has had any problems filing their forms.</p>
<p>Disclaimer: This article has been written for information and interest purposes only. The information contained within this article is the opinion of the author only, and should not be construed as legal advice or used to make legal decisions. Consult an attorney in your area if you’re seeking legal advice.</p>
<p>This article has been brought to you by Legal Forms Bank .Biz – <a href="http://www.legalformsbank.biz/">legal forms</a> databank. Download your state’s <a href="http://www.legalformsbank.biz/billofsale.asp">auto bill of sale forms</a> from their databank or other forms like <a href="http://www.legalformsbank.biz/promissory.asp">promissory note forms</a>.</p>
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		<title>What is a Partnership Agreement?</title>
		<link>http://nicholasf.wordpress.com/2008/07/09/what-is-a-partnership-agreement/</link>
		<comments>http://nicholasf.wordpress.com/2008/07/09/what-is-a-partnership-agreement/#comments</comments>
		<pubDate>Wed, 09 Jul 2008 16:20:53 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Partnership Agreement]]></category>

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		<description><![CDATA[A partnership agreement is a legal document, which outlines and governs how a partnership will be managed. Having one will prevent any disagreements later on down the road by clearly outlining each person&#8217;s responsibilities and objectives. Not having one will most likely eventually lead to conflicts, confusion, and possibly even lawsuits. To often partnerships fail [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A partnership agreement is a legal document, which outlines and governs how a partnership will be managed. Having one will prevent any disagreements later on down the road by clearly outlining each person&#8217;s responsibilities and objectives. Not having one will most likely eventually lead to conflicts, confusion, and possibly even lawsuits. To often partnerships fail because of choosing to negligently ignore creating a legal agreement.</p>
<p>There are also other benefits some one could enjoy by creating a legal partnership agreement. By creating one they can avoid their state&#8217;s default rules about partnership operation. Just by filing this document they can avoid those rules and set their own to follow. A lot of partnerships decide to file the form just for this reason alone.</p>
<p>Partnership agreements can be as simplistic as the creator likes, they don&#8217;t have to be complex. It is important though that the creator be as specific as possible so that some one, like a judge, could easily interpret the document. There are a few things though that every well-made agreement should have. First, it will contain all of the major details about the management and each partner&#8217;s percentage of ownership. Second, it will contain each partner&#8217;s percentage of the profits. Thirdly, it will contain how disputes or conflicts will be settled and if one wishes, it can even contain when meetings will be held.</p>
<p>There&#8217;s also some more information that every partnership agreement should have. It will need each partner&#8217;s full name and any trade names the business will use, the exact length of time the partnership will last, the partnership&#8217;s purpose, and each partner&#8217;s contributions and investments. Also, it will need a statement on how profits and losses are shared, details about any salary paid to a partner, how a partner can leave the partnership, whether business outside the partnership is allowed, how partners can be expelled, and how new partners can be brought in.</p>
<p>This article has been brought to you by Legal Forms Bank .Biz - <a href="http://www.legalformsbank.biz/">downloadable legal forms</a> database. Prepare your own <a href="http://www.legalformsbank.biz/partnershipagreement.asp">partnership agreements</a> and other forms, like <a href="http://www.legalformsbank.biz/livingwill.asp">living will forms</a>, all without the aid of an attorney.</p>
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		<title>Information about Prenuptial Agreements</title>
		<link>http://nicholasf.wordpress.com/2008/07/06/information-about-prenuptial-agreements/</link>
		<comments>http://nicholasf.wordpress.com/2008/07/06/information-about-prenuptial-agreements/#comments</comments>
		<pubDate>Sun, 06 Jul 2008 15:52:18 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Prenuptial Agreement]]></category>

		<category><![CDATA[prenups]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=75</guid>
		<description><![CDATA[A prenuptial agreement is basically a legal contract where the couple will agree to who will own what when married. Having a prenup will prevent a contested divorce. A contested divorce is when the couple can&#8217;t agree upon how to distribute the assets. Contested divorces are a lot more expensive than uncontested divorces because they [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A prenuptial agreement is basically a legal contract where the couple will agree to who will own what when married. Having a prenup will prevent a contested divorce. A contested divorce is when the couple can&#8217;t agree upon how to distribute the assets. Contested divorces are a lot more expensive than uncontested divorces because they require a lawyer.</p>
<p>Prenuptial agreements don&#8217;t have to last forever. You can add what is called a &#8217;sunset clause&#8217;, which is a specified time period where the prenup will be invalid. For example some couples may add a sunset clause that states that the prenup will become invalid after they have a child. Although sunset clauses vary from state to state, if you choose to ignore it, then your state may void your prenup.</p>
<p>In the US there are five requirements that must be met for prenuptial agreements to be binding. Every prenup must be written. There is no such thing as an oral prenup. It also must be signed voluntarily and performed before a notary. Fourthly, you can&#8217;t marry under false pretenses. Finally, prenuptial agreements cannot be morally or ethically unfair.</p>
<p>Couples who have significant assets tend to agree that a prenuptial agreement is important and beneficial when it comes to keeping those assets divided. In the event of dissolution of marriage, those assets would be protected under the prenup.</p>
<p>Another couple who tends to agree that prenuptial agreements are beneficial are those that want to protect assets for their children. In a contested divorce, lawyers fight over who gets what and ultimately the probate court decides the final outcome. With a prenup you can prevent all that.</p>
<p>I’m sure most of you reading this are familiar with Hollywood style prenuptial agreements. They truly give prenups a bad wrap. Often times you&#8217;ll hear newscaster&#8217;s jokingly talking about what they call the &#8216;bedroom clause&#8217;. It&#8217;s a provision that celebrities tend to add to their prenup which state&#8217;s the minimum amount of times the couple must engage in intercourse. I also noticed they enjoy to add things like how the husband or wife must maintain a certain weight or even appearance. With the kind of provisions these celebrities add it&#8217;s no wonder some people deem prenups right away as being offensive.</p>
<p>Disclaimer: This article has been written for information and interest purposes only. The information contained within this article is the opinion of the author only, and should not be construed as legal advice or used to make legal decisions. Consult an attorney in your area if you’re seeking legal advice.</p>
<p>This article has been brought to you by Legal Forms Bank .Biz, a do-it-yourself <a href="http://www.legalformsbank.biz/">legal forms</a> provider. Download fillable <a href="http://www.legalformsbank.biz/premarital.asp">prenuptial agreements</a> for any state and other forms like <a href="http://www.legalformsbank.biz/bankruptcy.asp">bankruptcy forms</a> that don&#8217;t require a lawyer.</p>
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		<title>What is a Uncontested Divorce?</title>
		<link>http://nicholasf.wordpress.com/2008/07/01/what-is-a-uncontested-divorce/</link>
		<comments>http://nicholasf.wordpress.com/2008/07/01/what-is-a-uncontested-divorce/#comments</comments>
		<pubDate>Tue, 01 Jul 2008 04:59:50 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Divorce]]></category>

		<category><![CDATA[Uncontested Divorce]]></category>

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		<description><![CDATA[A uncontested divorce is a simple and inexpensive way that most people divorce. It gives you and your spouse the chance to agree upon the terms of the divorce so that you can end your marriage quietly and with dignity.
Once the terms of the divorce have been agreed upon then you include them in the [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A uncontested divorce is a simple and inexpensive way that most people divorce. It gives you and your spouse the chance to agree upon the terms of the divorce so that you can end your marriage quietly and with dignity.</p>
<p>Once the terms of the divorce have been agreed upon then you include them in the uncontested divorce form and sign off on it plus file it. If your having trouble with coming to terms then try using a divorce mediator before you take it to court. Getting a neutral friend or person to help mediate is a lot cheaper than hiring lawyers to argue it out in court. A divorce doesn&#8217;t have to be as painful as you might think.</p>
<p>Besides the fact that an uncontested divorce is the least expensive way to divorce there are however also many other advantages. It’s also a private process and helps to keep the level of conflict between you two to a minimum. Of course you will have to put it on public record when you file it but the various proposals and disclosures you made throughout the process doesn&#8217;t have to be on public record.</p>
<p>Even if you and your spouse don&#8217;t agree on every issue, you two will probably agree that an uncontested divorce is best to help minimize the cost. Sometimes coming to this realization alone will stop the fighting and will prevent a more expensive divorce where you need a lawyer. From there you can then begin to negotiate until you agree upon all the issues and terms of the divorce. It may take some time, but be patient, you can get through it.</p>
<p>Disclaimer: This article has been written for information and interest purposes only. The information contained within this article is the opinion of the author only, and should not be construed as legal advice or used to make legal decisions. Consult an attorney in your area if you’re seeking legal advice.</p>
<p>This article has been brought to you by Legal Forms Bank .Biz, a databank of <a href="http://www.legalformsbank.biz/">downloadable legal forms</a>. Download do-it-yourself <a href="http://www.legalformsbank.biz/uncontesteddivorceforms.asp">uncontested divorce forms</a>, <a href="http://www.legalformsbank.biz/powerofattorney.asp">power of attorney forms</a>, and other legal forms that don&#8217;t require an attorney.</p>
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		<title>How to Give Someone Power of Attorney</title>
		<link>http://nicholasf.wordpress.com/2008/06/24/how-to-give-someone-power-of-attorney/</link>
		<comments>http://nicholasf.wordpress.com/2008/06/24/how-to-give-someone-power-of-attorney/#comments</comments>
		<pubDate>Tue, 24 Jun 2008 04:59:44 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Power of Attorney]]></category>

		<category><![CDATA[how to]]></category>

		<category><![CDATA[Power of Attorney form]]></category>

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		<description><![CDATA[A Power of Attorney is a form that can be used to legally authorize some one else to handle your financial affairs. For an example, many times people give their dependent mothers the legal authority to withdraw money from their bank account while they’re away on vacation.
The most important thing to understand about (General) Power [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A Power of Attorney is a form that can be used to legally authorize some one else to handle your financial affairs. For an example, many times people give their dependent mothers the legal authority to withdraw money from their bank account while they’re away on vacation.</p>
<p>The most important thing to understand about (General) Power of Attorney forms is that they are only for giving some one else permission to handle your financial matters for you.</p>
<p>It is also important to know that there are several types of power of attorney forms, including one involving health care. Be sure you know which one you want.</p>
<p>Once you know whether you want a health care, durable, or just general Power of Attorney form then locate the form online for print. You should be able to find a lot of different legal form providers just by searching the forms name. That&#8217;s also a good way to find more information about the different kinds of POA forms. Also, be aware that each state has a preferred form.</p>
<p>Now fill out the form. You will need to include your full name and the full name of the person your appointing. The person your appointing is referred to as the attorney-in-fact on the form. It&#8217;s just the terminology they use for appointee. There will also be a series of boxes to check that allow you to choose various types of matters you are giving permission for this person to handle. Select all of the powers you are giving to your attorney-in-fact. Then sign the form before a notary and make sure it gets filed with the county clerk.</p>
<p>Also, you should know that you can revoke the form at anytime. This is done by filing a Revocation of Power of Attorney. It’s also a good idea to notify your power of attorney appointee that their powers have been revoked and tell the same to anyone they’ve done business with on your behalf.</p>
<p>Be sure that the person you are naming in your document is fully aware of it and approves. They should be comfortable with the whole thing. You should also feel comfortable too; see an attorney if you feel you don&#8217;t understand the form.</p>
<p>This article has been written for information and interest purposes only. The information contained within this article is the opinion of the author only, and should not be construed as legal advice or used to make legal decisions. Consult an attorney in your area if you’re seeking legal advice.</p>
<p>‘How to Give Someone Power of Attorney’ has been brought to you by <a href="http://www.legalformsbank.biz/">legal forms</a> provider Legal Forms Bank .Biz. At their website they will have the <a href="http://www.legalformsbank.biz/powerofattorney.asp">power of attorney form</a> for your state.</p>
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		<title>How to Make an Auto Bill of Sale</title>
		<link>http://nicholasf.wordpress.com/2008/06/05/how-to-make-an-auto-bill-of-sale/</link>
		<comments>http://nicholasf.wordpress.com/2008/06/05/how-to-make-an-auto-bill-of-sale/#comments</comments>
		<pubDate>Thu, 05 Jun 2008 11:21:23 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Bill of Sale]]></category>

		<category><![CDATA[auto bill of sale]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=71</guid>
		<description><![CDATA[An auto bill of sale is a simple form used to document the sale of a vehicle. It&#8217;s always a good idea to create a bill of sale for your records even if your local DMV doesn&#8217;t require it to transfer the title. This is because it&#8217;s a legal agreement and can be enforced if [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>An auto bill of sale is a simple form used to document the sale of a vehicle. It&#8217;s always a good idea to create a bill of sale for your records even if your local DMV doesn&#8217;t require it to transfer the title. This is because it&#8217;s a legal agreement and can be enforced if the sale is disputed afterwards. It also can be used to prove the date that ownership of the vehicle was transferred.</p>
<p>To make an auto bill of sale you can go online and download a fillable one for your state. It should include a description of the vehicle and it&#8217;s make, model, VIN, and current mileage. Lawyers say to always state that the vehicle was sold &#8216;as is&#8217; so that your protected even further from future claims from the buyer. I&#8217;ve even heard a lawyer joke that you should write no returns and/or exchanges like some stores do on their signs.</p>
<p>Once you&#8217;ve created a solid auto bill of sale that you both agree too then sign and make copies for you both. If you want to place it in your county&#8217;s records then you both need to go down to the notary to get it notarized.</p>
<p>After you&#8217;ve protected yourself by creating a bill of sale you can now sell your vehicle. Your next step though will be to contact the DMV to find out what you need to do to give them proper notice of the sale.</p>
<p>Disclaimer: This article has been written for information and interest purposes only. The information contained within this article is the opinion of the author only, and should not be construed as legal advice or used to make legal decisions. Consult an attorney in your area if you’re seeking legal advice.</p>
<p>&#8216;How to Make a Auto Bill of Sale&#8217; has been brought to you by Legal Forms Bank .Biz - a provider of fillable <a href="http://www.legalformsbank.biz/">legal forms</a>. Make an <a href="http://www.legalformsbank.biz/billofsale.asp">auto bill of sale</a> today in just a few steps.</p>
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		<title>How Does Someone Change Their Name?</title>
		<link>http://nicholasf.wordpress.com/2008/05/31/how-does-someone-change-their-name/</link>
		<comments>http://nicholasf.wordpress.com/2008/05/31/how-does-someone-change-their-name/#comments</comments>
		<pubDate>Sat, 31 May 2008 06:04:00 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Name Change]]></category>

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		<description><![CDATA[Having the freedom to change your name is something people are thankful for when they need it. A lot of women who have fallen in love with the wrong guy know this feeling. The most common reason some one changes their name is because of a change in marital status. Although it is the most [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>Having the freedom to change your name is something people are thankful for when they need it. A lot of women who have fallen in love with the wrong guy know this feeling. The most common reason some one changes their name is because of a change in marital status. Although it is the most common reason for a change of name nearly any reason is accepted.</p>
<p>One reason you can&#8217;t use for a change of name is for avoiding bankruptcy. You can&#8217;t pretend your some one else just because you&#8217;ve changed your name. Secondly, you can&#8217;t violate a trademark. Many celebrities trademark their name, like Paul McCartney. So therefore it probably won&#8217;t work if you want to change your name to Tom Cruise, or Angelina Jolie. Thirdly, you can&#8217;t change a name to something with numbers or symbols in it. Lastly, no one can use obscene words in their name.</p>
<p>After some one has picked a good name that doesn&#8217;t imply fraudulent intent then they can continue on by getting the forms to fill out. Then they can go online to download a kit that includes all the forms they need to change their name in their state, that’s the easiest way. If you don&#8217;t want to deal with doing it yourself then consult an attorney in your area.</p>
<p>When the forms are completed and signed then it may already be official but in most states they require the form to be notarized. The only way you can know for sure is to know your local laws and procedures by contacting the appropriate local government office (or attorney), which is usually the courthouse. The instructions that come along with the name change kit will usually explain the state procedures also.</p>
<p>The state procedures for changing your name usually include submitting your paperwork to the appropriate office, waiting for approval, and then placing a newspaper ad announcing your name change. The reason for this to be included in the procedures is to give your new name to any one you may owe debt to. If the public objects then they could then intervene and object to the name change if debt is owed under the current name. If no one objects then you send in your affidavit and return it to the court clerk. You will then receive an Order Granting Change of Name, which will be your new ID. You can take the new ID at the DMV, Social Security Administration, and the Bureau of Records/Vital Statistics to get your new drivers license, social security card, and birth certificate.</p>
<p>The DMV can be very picky about having a SSN before some one gets a drivers license with their new name. Therefore it is suggested that they should go to the Social Security Administration first for their new social security card with their new name.</p>
<p>Disclaimer: This article has been written for information and interest purposes only. The information contained within this article is the opinion of the author only, and should not be construed as legal advice or used to make legal decisions. Consult an attorney in your area if you’re seeking legal advice.</p>
<p>‘How Does Someone Change Their Name?’ has been brought to you by Legal Forms Bank .Biz – a database of <a href="http://www.legalformsbank.biz/">legal forms</a> for every U.S. state. Download all the forms you need to file for a <a href="http://www.legalformsbank.biz/namechange.asp">name change</a> in your state on your own.</p>
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		<title>How to Get a Durable Power of Attorney</title>
		<link>http://nicholasf.wordpress.com/2008/05/24/how-to-get-a-durable-power-of-attorney/</link>
		<comments>http://nicholasf.wordpress.com/2008/05/24/how-to-get-a-durable-power-of-attorney/#comments</comments>
		<pubDate>Sat, 24 May 2008 07:26:43 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Power of Attorney]]></category>

		<category><![CDATA[durable POA]]></category>

		<category><![CDATA[durable power of attorney]]></category>

		<category><![CDATA[durable power of attorney form]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=68</guid>
		<description><![CDATA[A durable power of attorney is a form that is used as a legal way to appoint some one to act on your behalf if you become incapacitated. To get one you can go down to your county&#8217;s courthouse and pay a &#8216;print fee&#8217; for a copy for one. An even easier way to get [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A durable power of attorney is a form that is used as a legal way to appoint some one to act on your behalf if you become incapacitated. To get one you can go down to your county&#8217;s courthouse and pay a &#8216;print fee&#8217; for a copy for one. An even easier way to get one though is by going online and finding a durable POA form you can fill out at home on your PC then print out yourself; theirs many sites out there that offer these kind of fillable forms.</p>
<p>There are a few things you should know though once you&#8217;ve gotten a hold of a fillable durable power of attorney form. The person making the document, which is the person who appoints the representative to represent their interests when they become incapacitated, is called the &#8216;principal&#8217;. The person appointed by the principal is called the agent or attorney-in-fact. Besides understanding these two terms there is nothing else you need to know to finish filling out your durable POA.</p>
<p>Once you&#8217;ve created a solid durable power of attorney then its time to get it signed and notarized. As soon as a durable POA is signed it is in effect, but notarizing it will give your county a record of it and therefore will provide evidence that it is legal if disputes arise later. Once your durable POA form is notarized then you’re all done, and you have just filed a durable POA form on your own without a lawyer.</p>
<p>At anytime the principal may revoke a durable power of attorney they&#8217;ve made. This is done by first informing the agent in writing then second you fill out and notarize a revocation of power of attorney. Many lawyers will also suggest that you even should inform anyone that has done business with the agent and tell him or her that your agent will no longer represent you.</p>
<p>&#8216;How to Get a Durable Power of Attorney&#8217; has been brought to you by Legal Forms Bank .Biz - which provides fillable <a href="http://www.legalformsbank.biz/">legal forms</a> online. They even have a fillable <a href="http://www.legalformsbank.biz/powerofattorney.asp">durable power of attorney form</a> for your state.</p>
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		<title>Legal Partnership Agreements</title>
		<link>http://nicholasf.wordpress.com/2008/05/20/legal-partnership-agreements/</link>
		<comments>http://nicholasf.wordpress.com/2008/05/20/legal-partnership-agreements/#comments</comments>
		<pubDate>Tue, 20 May 2008 23:50:21 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Partnership Agreement]]></category>

		<category><![CDATA[business partnerships]]></category>

		<category><![CDATA[legal partnership agreement]]></category>

		<category><![CDATA[partnership agreement form]]></category>

		<category><![CDATA[partnership agreements]]></category>

		<category><![CDATA[partnerships]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=67</guid>
		<description><![CDATA[A legal partnership agreement is a documented, signed, and notarized agreement between two or more people or entities such as a business. A lawyer is not required to create this document; many people even feel it’s a complete waste of money to pay one. The truth is that any one can easily create their partnership [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A legal partnership agreement is a documented, signed, and notarized agreement between two or more people or entities such as a business. A lawyer is not required to create this document; many people even feel it’s a complete waste of money to pay one. The truth is that any one can easily create their partnership agreement inexpensively on their own.</p>
<p>Creating a legal partnership on your own is rather easy once you find a fill able partnership agreement for your state. These fill able forms are made to be easy for any one to fill out on their own. Lawyers even will use fill able forms instead of taking the extra time to create a completely new one from scratch.</p>
<p>Being a small business owner can be quite lonely at times. A good way to expand a small business and grow your profits is to create a legal partnership agreement with some one who is as hardworking as you are. Preferably they should be some one who understands the business and is capable of creating good ideas on their own for improving the business. Having good communication and a good relationship with your partner is key too.</p>
<p>Any good partnership agreement will always have a few different things in them. These things include the nature and purpose of the partnership, the capital contributions of each partner, profit and loss allocation, the authority of each partner, how to admit new partners, a course of action in case the partner dies, and how one partner can buy out a partner&#8217;s share. All of these things should be carefully considered before agreeing to them. Many people even suggest you setup a system that you both agree upon to resolve conflicts.</p>
<p>Not having a legal partnership agreement is setting yourself up for failure. All your doing is leaving yourself ill-equipped, unorganized, and most importantly unable to handle conflicts.</p>
<p>&#8216;Legal Partnership Agreements&#8217; has been brought to you by Legal Forms Bank .Biz - an American company that provides fill able <a href="http://www.legalformsbank.biz">legal forms</a> for all 50 states. They even have a fill able <a href="http://www.legalformsbank.biz/partnershipagreement.asp">partnership agreement form</a> that is legal in your state.</p>
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		<title>What is a Bill of Sale for a Car?</title>
		<link>http://nicholasf.wordpress.com/2008/05/20/what-is-a-bill-of-sale-for-a-car/</link>
		<comments>http://nicholasf.wordpress.com/2008/05/20/what-is-a-bill-of-sale-for-a-car/#comments</comments>
		<pubDate>Tue, 20 May 2008 01:18:46 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Bill of Sale]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=66</guid>
		<description><![CDATA[When buying a car you should always receive an auto bill of sale with the vehicles details on it, and signed by the seller. This is proof that the vehicle was legally sold to you, and the title has been transferred to you. It&#8217;s also important for the seller to keep a copy of the [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>When buying a car you should always receive an auto bill of sale with the vehicles details on it, and signed by the seller. This is proof that the vehicle was legally sold to you, and the title has been transferred to you. It&#8217;s also important for the seller to keep a copy of the bill of sale because it has the agreed upon purchase price of the vehicle. Having one will prevent any disputes later on.</p>
<p>Every state that I’m familiar with in the U.S. requires an auto bill of sale form to register and tag a new vehicle you&#8217;ve purchased. Since some states require additional information, it&#8217;s a good to seek out a state specific fill able form if you plan to prepare it yourself without a lawyer. These forms are easy to find and fill out, so a lawyer is not necessary.</p>
<p>Once you&#8217;ve found a fill able bill of sale form online for your state then all you need to do is fill in some information. This information includes the vehicle identification number (VIN), the purchase price of the vehicle sold, the full name of both the buyer and the seller, the address of both the buyer and seller, and then it needs to be signed by the seller. Depending on the state you live in there may also be a line on the form for the buyer to sign also.</p>
<p>Documenting the purchase/sale of a vehicle is vitally important in this day in age. That’s why it’s standardized everywhere now. It&#8217;s the only way to give your vehicle purchase protection under the law in an organized way. Thankfully, we have kept them simple enough so that anyone can create a bill of sale without the aid of a lawyer. Car lots across the U.S. keep stacks of these forms around and create lots of them daily, but I bet you&#8217;ve never seen a lawyer around the lot. That&#8217;s because a lawyer isn&#8217;t necessary, don&#8217;t even think of wasting your money paying some one to prepare one for you.</p>
<p>&#8216;What is a Bill of Sale for a Car?&#8217; has been brought to you by Legal Forms Bank .Biz - a provider of easy to fill out state specific <a href="http://www.legalformsbank.biz">legal forms</a>. They even have your state&#8217;s specific <a href="http://www.legalformsbank.biz/billofsale.asp">bill of sale form</a> available for download or through the mail.</p>
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		<title>What is a Power of Attorney Form?</title>
		<link>http://nicholasf.wordpress.com/2008/05/16/what-is-a-power-of-attorney-form/</link>
		<comments>http://nicholasf.wordpress.com/2008/05/16/what-is-a-power-of-attorney-form/#comments</comments>
		<pubDate>Fri, 16 May 2008 22:55:29 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Power of Attorney]]></category>

		<category><![CDATA[business]]></category>

		<category><![CDATA[Legal]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=65</guid>
		<description><![CDATA[A power of attorney form is a legal form that allows you to appoint some one who is willing to act on your behalf in a matter of your choosing. For example, power of attorney forms are used a lot by deployed soldiers who want their wives back home to have access to their bank [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A power of attorney form is a legal form that allows you to appoint some one who is willing to act on your behalf in a matter of your choosing. For example, power of attorney forms are used a lot by deployed soldiers who want their wives back home to have access to their bank account. This is not all it can be used for though; you can appoint some one to act on your behalf in any matter you choose.</p>
<p>Power of attorney forms (POA forms) are simple legal agreements that do not require a lawyer. Its not hard to find a fill able POA online and fill it out yourself as long as you know a few terms. On the document, you, the person making the form, are referred to as the &#8216;Principal&#8217;. The person appointed to execute the agreement is referred to as the &#8216;Agent&#8217;. Another popular term for an agent is &#8216;Attorney-in-Fact&#8217;. This term became popular because an agent is kind of like an employee who is suppose to look of for your best interests, like an attorney should.</p>
<p>There&#8217;s a tradition that comes along with appointing an agent. Power of attorney agents are compensated for any expense they had to endure to execute your POA. For example, if they missed a day of work you should cover that expense along with any other expenses they had to endure. It&#8217;s only the right thing to do anyway. It&#8217;s wrong to force some one to participate within the scope of the legal agreement without compensating their expenses, unless the agent wants it that way.</p>
<p>Another thing you should know is that you can cancel the power of attorney at anytime if you’re the principal. The process is simple, just fill out a revocation of POA form and have it notarized so that it’s officially on the record. Also, if you set a date that the agreement will no longer be valid after, then this will also be enough to void the agreement.</p>
<p>&#8216;What is a Power of Attorney Form?&#8217; has been brought to you by Legal Forms Bank .Biz – a distributor of fill able <a href="http://www.legalformsbank.biz">legal forms</a> that are made to be simple to fill out. They even have a do-it-yourself <a href="http://www.legalformsbank.biz/powerofattorney.asp">power of attorney form</a> kit that includes instructions anyone can follow.</p>
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		<title>How to be a Landlord</title>
		<link>http://nicholasf.wordpress.com/2008/05/07/how-to-be-a-landlord/</link>
		<comments>http://nicholasf.wordpress.com/2008/05/07/how-to-be-a-landlord/#comments</comments>
		<pubDate>Wed, 07 May 2008 14:23:24 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Residential Lease Agreement]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=64</guid>
		<description><![CDATA[Anyone who owns property can be a landlord and rent out part or all of the property. Many landlords are just average people who have a guest house or extra room that they rent out for an extra income. For others, it&#8217;s a business, it&#8217;s their way of making a living, and it&#8217;s a full [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>Anyone who owns property can be a landlord and rent out part or all of the property. Many landlords are just average people who have a guest house or extra room that they rent out for an extra income. For others, it&#8217;s a business, it&#8217;s their way of making a living, and it&#8217;s a full time job for them. No matter If your a business man, or just an average person looking for extra income, If you want to be a landlord then there are some things you must know to protect yourself.</p>
<p>The most important thing a landlord can do to protect himself or herself is to prepare a residential lease agreement for each tenant. This agreement is a contract between the tenant and landlord. It lays out any terms, rules, conditions, obligations, and / or policies the tenant should know about and agree too before they rent out your property. This agreement is important to preventing any quarrels later on. As you probably know, a contract is legally binding and can be easily enforced through a civil suit.</p>
<p>The next most important thing for a landlord to do is to create a rental application. This application is simply made to help weed out bad tenants that may skip payments or damage the property during their stay. This form should ask for all the information needed to do a background check, figure out if they have the ability to keep up with payments, and information that could help track them down if they skip town to avoid paying you.</p>
<p>Once you&#8217;ve made a residential lease agreement and a rental application then the most important things are over. You can begin renting out your property from here, but if you want to be a good landlord then there are some more things to know. First, respect your tenant’s privacy by giving them adequate notice before entering into their space. Second, make it easy for the tenants to dispose of trash; one way to do this is by providing pickup trash removal. Third, its smart to provide help maintaining things like electrical, plumbing, and the A/C.</p>
<p>&#8216;How to be a Landlord&#8217; has been brought to you by Legal Forms Bank .Biz - which provides their database of fill able <a href="http://www.legalformsbank.biz/">legal forms</a> to people who can&#8217;t afford to pay a professional. They even provide your state&#8217;s fill able <a href="http://www.legalformsbank.biz/lease.asp">residential lease agreement form</a> available for download at their website.</p>
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		<title>How Does a Promissory Note Work?</title>
		<link>http://nicholasf.wordpress.com/2008/05/03/how-does-a-promissory-note-work/</link>
		<comments>http://nicholasf.wordpress.com/2008/05/03/how-does-a-promissory-note-work/#comments</comments>
		<pubDate>Sat, 03 May 2008 15:53:49 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Promissory Note]]></category>

		<category><![CDATA[Legal]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=63</guid>
		<description><![CDATA[A promissory note is a legal document that allows companies and also individuals to get financing from a source other than a bank. Thankfully, here in the U.S. banks don&#8217;t have a monopoly on lending, you can legally loan some one money with a promissory note. Any one can become a lender.
Promissory notes are debt [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A promissory note is a legal document that allows companies and also individuals to get financing from a source other than a bank. Thankfully, here in the U.S. banks don&#8217;t have a monopoly on lending, you can legally loan some one money with a promissory note. Any one can become a lender.</p>
<p>Promissory notes are debt instruments that are like a legal IOU. Terms are drawn up and agreed upon by both the lender and the recipient. The recipient signs the document and is from there on legally binded to uphold his/her end of the bargain. Money owed from a debtor who refuses to pay can be easily collected in small claims court, or a general civil suit. The terms agreed upon can include things like interest rate, a repayment schedule, and the consequences of default (failure to uphold obligations).</p>
<p>Promissory notes are often times used by companies to create additional corporate credit when they can no longer get additional lending through a bank. Lenders who issue these notes can even turn around and sell them to another buyer. Investors can even have these notes reviewed by the Securities and Exchange Commission to ensure the company is able to repay its debt.</p>
<p>Another popular use for promissory notes is to get a loan for a home when there is no credit or not enough credit available to them from a bank. This is used mainly by people who are self-employed with a widely varying income from month to month. Creditors tend to discriminate against these types of people. If your income has dropped creditors will definitely discriminate against you no matter how much income you&#8217;ve saved. For those who have these conditions then they have no other choice.</p>
<p>When creating a promissory note, it is a good idea to get it notarized so that the obligation is publicly recorded and legal. This will make all the terms and conditions legally binding, and any violation will not be tolerated in court.</p>
<p>&#8216;How Does a Promissory Note Work?&#8217; has been brought to you by Legal Forms Bank .Biz which maintains a online database of <a href="http://www.legalformsbank.biz">legal forms</a>. You can download your state&#8217;s specific, up-to-date, <a href="http://www.legalformsbank.biz/promissory.asp">promissory note form</a> from their website.</p>
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		<title>What is Power of Attorney Agent?</title>
		<link>http://nicholasf.wordpress.com/2008/04/21/what-is-power-of-attorney-agent/</link>
		<comments>http://nicholasf.wordpress.com/2008/04/21/what-is-power-of-attorney-agent/#comments</comments>
		<pubDate>Mon, 21 Apr 2008 04:47:32 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Power of Attorney]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=62</guid>
		<description><![CDATA[A power of attorney agent is often times also called an &#8220;attorney-in-fact&#8221;. This person is appointed by some one to legally represent them for specific or general tasks or situations. This is done by creating a power of attorney form, it only needs to be notarized (recorded by your county) if it involves real estate. [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A power of attorney agent is often times also called an &#8220;attorney-in-fact&#8221;. This person is appointed by some one to legally represent them for specific or general tasks or situations. This is done by creating a power of attorney form, it only needs to be notarized (recorded by your county) if it involves real estate. This form will list the tasks that the agent is supposed to perform on behalf of the appointee. The form should also be passed out to anyone the agent has been appointed to handle business on your behalf with. Depending on what the agent is appointed to do, the appointee may need to send a copy to the bank, insurance companies, or even stockbrokers.</p>
<p>As an agent, your job is to act in the benefit of the appointee. The scope of what you can or can&#8217;t do on the appointee&#8217;s behalf is contained in the document. This document also may be used until it is revoked. This is done with a revocation power of attorney form or by specifying a termination date on the original document.</p>
<p>Most state&#8217;s don&#8217;t require a power of attorney to be filed with the County Clerk office, but estate lawyers and financial institutions will recommend you to place on file there to protect your estate upon death. Another thing commonly recommended is that you keep a list of who has a copy of it, and that you tell your agent to make it clear their signing on your behalf to whomever they do business with. If the appointee ever becomes incapacitated then the powers given to the agent is immediately revoked, unless a durable POA is used.</p>
<p>The best advice I&#8217;ve heard given to agents is to make decisions based on the way your appointee would make them. Your not suppose to mismanage your appointee&#8217;s assets rather you should handle them as if they were your own. Also, avoiding misunderstandings by communicating is key.</p>
<p>&#8216;What is Power of Attorney Agent?&#8217; has been brought to you by Legal Forms Bank .Biz - a database of <a href="http://www.legalformsbank.biz/">legal forms</a>. They even provide your state&#8217;s most current, up-to-date <a href="http://www.legalformsbank.biz/powerofattorney.asp">power of attorney forms</a> for your state with instructions included.</p>
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		<title>Why Should I File For Chapter 7 Bankruptcy?</title>
		<link>http://nicholasf.wordpress.com/2008/04/18/why-should-i-file-for-chapter-7-bankruptcy/</link>
		<comments>http://nicholasf.wordpress.com/2008/04/18/why-should-i-file-for-chapter-7-bankruptcy/#comments</comments>
		<pubDate>Fri, 18 Apr 2008 01:54:40 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Bankruptcy]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=61</guid>
		<description><![CDATA[The Chapter 7 bankruptcy is our most popular form of personal bankruptcy here in the US. Often times we have to resort to it because we have experienced an unplanned, sudden loss of a job, or a major injury. If you truly want to discharge all of your debts and have a fresh financial start [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>The Chapter 7 bankruptcy is our most popular form of personal bankruptcy here in the US. Often times we have to resort to it because we have experienced an unplanned, sudden loss of a job, or a major injury. If you truly want to discharge all of your debts and have a fresh financial start then you must have bankruptcy liquidation under this chapter.</p>
<p>Even if your deep into debt, if you qualify for a Chapter 7 bankruptcy then you can get out of your financial situation. The best way to qualify is to have little or no assets in your name. You can do this by relinquishing the ownership of your valuables to your family or friends. The best way to do this is with a legal bill of sale form. This will give you a legal way to prove you no longer own those assets. It’s important to do this anyway because creditors may try to stake claim on those assets.</p>
<p>If you qualify, then filing for a Chapter 7 bankruptcy is probably your best option, and should be taken into consideration. There are some debts that you can&#8217;t discharge though such as federal student loans, alimony, and child support payments owed. If one of these is the main reason for your debt then forget about going this route, but if they’re not the main reason then you’re on the right track.</p>
<p>It often times becomes overwhelming for some of us to keep up with debt. Getting rid of it once and for all will free you from the stress caused by your overwhelming financial burdens. It&#8217;s an amazing feeling for those of us who have been in serious debt before.</p>
<p>Another great thing about the Chapter 7 bankruptcy is that you will be eligible for new loans within months. Everyone knows loans are a great way to build credit. Almost immediately after filing you can start to rebuild your credit, that’s the great thing about going this route.</p>
<p>Probably the best thing getting rid of debt is ending the phone calls from creditors. Finally be able to experience peace and quiet for once in your home. Also, you know have had a crash course in what will happen when debt is improperly managed and you will be better suited to handle any future financial trouble.</p>
<p>Also, once you eliminate your debt you can begin to rebuild your savings account, education fund, retirement fund, and whatever other kind of fund you want. You no longer will need to worry about creditors trying to stake their claim on your hard earned cash.</p>
<p>There are so many benefits to filing a Chapter 7 bankruptcy its no wonder why it’s the most popular form of personal bankruptcy in our country.</p>
<p>&#8216;Why Should I File For Chapter 7 Bankruptcy?&#8217; has been brought to you by Legal Forms Bank . Biz - a database of do-it-yourself <a href="http://www.legalformsbank.biz">legal forms</a> and products. They have your state&#8217;s <a href="http://www.legalformsbank.biz/bankruptcy.asp">chapter 7 bankruptcy forms</a> available for download.</p>
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		<title>Why Should I Use a Prenuptial Agreement?</title>
		<link>http://nicholasf.wordpress.com/2008/04/06/why-should-i-use-a-prenuptial-agreement/</link>
		<comments>http://nicholasf.wordpress.com/2008/04/06/why-should-i-use-a-prenuptial-agreement/#comments</comments>
		<pubDate>Sun, 06 Apr 2008 23:20:41 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Prenuptial Agreement]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=60</guid>
		<description><![CDATA[More than one in three of all first marriages end in divorce as well as fifty-percent of second or third marriages. When you make your vows, a lot of people don&#8217;t realize they are stepping into a &#8216;financial union&#8217;. Having a prenuptial agreement will ensure that your financial well-being will be protected. A prenup is [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>More than one in three of all first marriages end in divorce as well as fifty-percent of second or third marriages. When you make your vows, a lot of people don&#8217;t realize they are stepping into a &#8216;financial union&#8217;. Having a prenuptial agreement will ensure that your financial well-being will be protected. A prenup is much like an insurance policy, you hope you&#8217;ll never need it, but you feel a lot better having it. Couples without a prenup will have their assets distributed for them by the state if you end up disagreeing on how they should be distributed during the divorce.</p>
<p>To create a prenuptial agreement you could hire a lawyer to make one for you for about seven hundred to eight hundred dollars. The cost is usually based on the complexity of both couples finances and how many visitations you will need before you and your spouse can agree upon the terms of the prenup. Additional costs can occur when you and/or your spouse feel you need an appraiser to value a business, real estate property, and/or collectible property. Also, lawyers like to charge a high hourly rate if you need your prenup by a certain date (for example your wedding date). An alternative to hiring a lawyer is to find a fillable prenup with instructions online and do it yourself at home.</p>
<p>For most people it’s hard to approach a spouse about the topic of a prenuptial agreement. Most people find it&#8217;s easier when you do it as early as possible. It’s much harder for most people to ask their spouse to sign a prenup after the wedding is planned. That&#8217;s why it is suggested you do it as early as possible. You should always stand firm and clearly let your spouse know these agreements are important to you.</p>
<p>Having a prenuptial agreement does not always mean the parties don&#8217;t trust each other. Usually the agreement is very well grounded in realism, rather than a lack of trust. For older couples that have already been through a marriage this is especially true. These type of couples usually just simply want to protect their children. Younger couples usually feel that a prenup will save a lot of money if later on the marriage does not work, which is true. An uncontested divorce is always cheaper than a contested divorce, because a lawyer isn&#8217;t required.</p>
<p>This article has been brought to you by <a href="http://www.legalformsbank.biz">Legal Forms</a> Bank .Biz where you can download your state&#8217;s <a href="http://www.legalformsbank.biz/premarital.asp">prenuptial agreement</a>, which includes instructions. A lawyer isn&#8217;t required to create a legal prenup, it&#8217;s really a simple form anyone can create themselves at home.</p>
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		<title>How a Power of Attorney Works</title>
		<link>http://nicholasf.wordpress.com/2008/04/04/how-a-power-of-attorney-works/</link>
		<comments>http://nicholasf.wordpress.com/2008/04/04/how-a-power-of-attorney-works/#comments</comments>
		<pubDate>Fri, 04 Apr 2008 22:31:32 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Power of Attorney]]></category>

		<category><![CDATA[Law]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=59</guid>
		<description><![CDATA[A power of attorney works by granting some one the legal authority to act on your behalf. During your lifetime you may have had a real estate agent ask you to sign a power of attorney granting them the authority to sell your house for you. Others may not be very aware of how a [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A power of attorney works by granting some one the legal authority to act on your behalf. During your lifetime you may have had a real estate agent ask you to sign a power of attorney granting them the authority to sell your house for you. Others may not be very aware of how a power of attorney actually works. In this article I will try to define the terms, and explore its different uses.</p>
<p>In its most general form, a power of attorney is a formal means of legally sharing the authority to make certain decisions on your behalf with another. The person who you appoint to share the authority is called the &#8216;agent&#8217;. An agent is allowed to make daily decisions in your name and handle business, financial, or legal situations in your name. You can use your power of attorney to define the use of the agent’s authority in very specific situations or in very broad terms, it’s completely up to you.</p>
<p>Using a power of attorney is much like making a plan for your future. You have to predict things you won&#8217;t be able to attend to, then appoint your agent to perform those tasks. For example, people in the military who know important events will take place when they are away from home will fill out a power of attorney form to enable their spouse to handle it on their behalf while their gone. A business owner may use this form because they can&#8217;t be physically present at a very important business event, so they will empower an agent to act on their behalf. Others may just want to use this form to appoint some one to make their medical decisions according to their wishes if they cannot communicate those wishes themselves.</p>
<p>&#8216;How a Power of Attorney Works&#8217; has been brought to you by Legal Forms Bank .Biz - they have your state&#8217;s <a href="http://www.legalformsbank.biz/powerofattorney.asp">power of attorney form</a> in an easy to fill out, do-it-yourself format.</p>
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		<title>General Information About The Last Will and Testament</title>
		<link>http://nicholasf.wordpress.com/2008/03/31/general-information-about-the-last-will-and-testament/</link>
		<comments>http://nicholasf.wordpress.com/2008/03/31/general-information-about-the-last-will-and-testament/#comments</comments>
		<pubDate>Mon, 31 Mar 2008 19:20:03 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Last Will and Testament]]></category>

		<category><![CDATA[government]]></category>

		<category><![CDATA[Law]]></category>

		<category><![CDATA[Legal]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/2008/03/31/general-information-about-the-last-will-and-testament/</guid>
		<description><![CDATA[A will is a legal document that helps you to protect your assets and minimize any dispute over the distribution of your estate when you pass on. When created properly, a will is a tool that will control the distribution of your property upon your death. Also, you can use a last will and testament [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A will is a legal document that helps you to protect your assets and minimize any dispute over the distribution of your estate when you pass on. When created properly, a will is a tool that will control the distribution of your property upon your death. Also, you can use a last will and testament to appoint a guardian over your minor child(ren) in the event you pass on. You can also name the person who will manage your estate after you die, to help properly execute the will and distribute the property to the appropriate beneficiaries as directed. If any of these issues are important to you then you should think about creating a last will and testament.</p>
<p>When you have created a will, your assets are distributed to your beneficiaries through an order of the probate court. The executor, which you name in your will, gathers up the assets and provides an inventory of it to the probate court. The executor is then responsible for overseeing the testator&#8217;s (person who made the will) assets while distributing them according to the specific requests in the will.</p>
<p>To make a valid will the person who made the will must have been at least 18 years old or more and must have signed the document in the presence of two witnesses. For the will to be valid the testator (person making the will) must sign the document in front of two witnesses, and the signature must be notarized in the presence of those same two witnesses.</p>
<p>A lot of people get confused between a Trust and a Last Will and Testament. A Trust details how property is held, transferred, or owned before the death of the person who made the trust. If a Trust is the legal owner of the transferred property and the testator dies then the transferred property doesn&#8217;t have to go through Probate court. This is because a Trust doesn&#8217;t give directive to your wishes over your assets after your death like a last will does.</p>
<p>This article has been brought to you by Legal Forms Bank .Biz - where you can download <a href="http://www.legalformsbank.biz/">legal forms online</a>. When you download your state&#8217;s <a href="http://www.legalformsbank.biz/will.asp">last will and testament kit</a>, you get instructions and the form in PDF format, and other formats that allows you to easily fill out and print out the form at home on your PC without the need for a lawyer.</p>
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		<title>Florida State Living Wills</title>
		<link>http://nicholasf.wordpress.com/2008/03/31/florida-state-living-wills/</link>
		<comments>http://nicholasf.wordpress.com/2008/03/31/florida-state-living-wills/#comments</comments>
		<pubDate>Mon, 31 Mar 2008 17:33:15 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Living Will]]></category>

		<category><![CDATA[Florida]]></category>

		<category><![CDATA[government]]></category>

		<category><![CDATA[Law]]></category>

		<category><![CDATA[Legal]]></category>

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		<description><![CDATA[Out of all the documents available to make an estate plan a living will is perhaps the most important. This is probably the only life and death document you will ever sign, unless you’re a judge. Despite how important this document is many people still don&#8217;t understand how it actually works. Although this is understandable [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>Out of all the documents available to make an estate plan a living will is perhaps the most important. This is probably the only life and death document you will ever sign, unless you’re a judge. Despite how important this document is many people still don&#8217;t understand how it actually works. Although this is understandable since it is not one of the most exciting or pleasant of topics. However, if you fail to face this issue, then you lose the ability to make decisions on how your estate will be divided.</p>
<p>A living will is a advance medical directive that expresses your wishes to the type of treatment that should be provided, withdrawn or withheld. These wishes can include life-prolonging procedures. The state of Florida allows you to decide whether life-prolonging procedures should be withdrawn or withheld in the event of a terminal condition, a persistent vegetative state or an end-stage condition. An end state condition is an irreversible condition that results in progressively severe and permanent deterioration which treatment cannot be effective. A terminal condition is when there is no chance of recovery and without treatment can be expected to cause death. A persistent vegetative states means there is a permanent, irreversible condition of unconsciousness. In Florida, only in the event of one of these conditions will a living will go into effect.</p>
<p>Doctors determine the patient’s condition with a legal medical decision. I say legal because there are legal requirements for this procedure before a living will can be exercised. To legally determine the patients condition a patient must be determined to be in that condition by the attending/treating physician and at least one other physician who separately examined the patient. Their determination and findings must be documented, in the patient&#8217;s medical record, and signed by both physicians before life-prolonging procedures can be withdrawn or withheld.</p>
<p>If you disagree with the physician&#8217;s decision to withdraw or withhold life-prolonging treatment then there is a procedure you can follow to dispute it. While the decision is being disputed the doctor must continue to provide medical treatment to the patient. Within seven days you must seek a judicial review of the disputed decision, or the attending physician may remove or withhold life-prolonging treatments in accordance with the living will.</p>
<p>In conclusion, it is your right to allow or refuse medical treatment, even life-prolonging procedures. Having a living will ensures that your wishes on the type of medical treatment you desire is honored. Your treatment should not be based on the statutes and the opinions of others. Also, failing to express your wishes in a living will could result in your beloved ones being forced to make painful decisions for you without understanding your wishes. If these issues matter to you, then you should create a living will that represents your wishes and desires as soon as possible.</p>
<p>This article has been brought to you by Legal Forms Bank .Biz. At their site you can download a Florida state <a href="http://www.legalformsbank.biz/livingwill.asp">living will kit</a> with instructions in PDF format so you can fill and print them out at home on your PC. They make it easy to create <a href="http://www.legalformsbank.biz/">legal forms</a> yourself without the need for a lawyer.</p>
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		<title>What is a Bill of Sale Form?</title>
		<link>http://nicholasf.wordpress.com/2008/03/28/what-is-a-bill-of-sale-form/</link>
		<comments>http://nicholasf.wordpress.com/2008/03/28/what-is-a-bill-of-sale-form/#comments</comments>
		<pubDate>Fri, 28 Mar 2008 17:56:53 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Bill of Sale]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=56</guid>
		<description><![CDATA[A bill of sale is a relatively easy form to fill out that doesn&#8217;t require a lawyer. It allows you to legally transfer the title of an asset from one individual or entity (i.e. business) to a new owner. In all, bills of sale are and include the minimum amount of information necessary to legally [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A bill of sale is a relatively easy form to fill out that doesn&#8217;t require a lawyer. It allows you to legally transfer the title of an asset from one individual or entity (i.e. business) to a new owner. In all, bills of sale are and include the minimum amount of information necessary to legally confirm that the transfer of the ownership of an asset has taken place. Also, the bill of sale is tangible proof that affirms that the transaction was conducted in a legal manner and that both parties agreed to the transaction.To minimize the incidence of fraud, as well as providing owners protection from illegal property seizing created the need for a bill of sale. Our current bill of sale has its origins from the 19th century. It came about because of compliance with regulations that were intended to prevent abuse of existing laws and to protect both owners as well as consumers.</p>
<p>Today it essentially does the same thing. It is a document drafted by the seller that is written with all the necessary information appropriate for the details of a sale. Some information it still requires even today is the names and identifying data of both the buyer and seller. This has and still always includes the legal name and permanent physical address of both parties involved. Also, even today a brief description of the item that is being sold will be included.</p>
<p>Other kinds of data that goes on a bill of sale is any identifying marks such as the serial number, VIN number, etc. Another thing that is always included is the price of the item. The document is considered complete and legally binding at the point both the buyer and seller sign it.</p>
<p>A first rule of thumb many say to consider is that &#8220;you should never sign anything until you fully understand and agree upon the written terms and conditions&#8221;. Another one is, &#8220;don&#8217;t sign anything unless there’s a bottom line price&#8221;.</p>
<p>This article has been brought to you by Legal Forms Bank .Biz</p>
<p>We have <b><a href="http://www.legalformsbank.biz/billofsale.asp">Bill of Sale Forms</a></b> with instructions that make it easy to do-it-yourself without the need for a lawyer. All of our <a href="http://www.legalformsbank.biz/">legal forms</a> do not require a lawyer.</p>
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		<title>What is a Last Will and Testament?</title>
		<link>http://nicholasf.wordpress.com/2008/03/28/what-is-a-last-will-and-testament/</link>
		<comments>http://nicholasf.wordpress.com/2008/03/28/what-is-a-last-will-and-testament/#comments</comments>
		<pubDate>Fri, 28 Mar 2008 14:35:33 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Last Will and Testament]]></category>

		<category><![CDATA[assets]]></category>

		<category><![CDATA[death]]></category>

		<category><![CDATA[document]]></category>

		<category><![CDATA[estate]]></category>

		<category><![CDATA[estate law]]></category>

		<category><![CDATA[government]]></category>

		<category><![CDATA[Last Will]]></category>

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		<category><![CDATA[Will]]></category>

		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=55</guid>
		<description><![CDATA[A will is a legal form that will ensure your estate gets divided how you desire. The person who owns the estate (money and belongings) is called the &#8216;testator&#8217;. Without a will your estate is wide open to conflicts, problems, and lawsuits. For example your relatives may have a huge dispute over the property, which [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A will is a legal form that will ensure your estate gets divided how you desire. The person who owns the estate (money and belongings) is called the &#8216;testator&#8217;. Without a will your estate is wide open to conflicts, problems, and lawsuits. For example your relatives may have a huge dispute over the property, which will lead to lengthy court proceedings and legal fees for lawyers, etc.</p>
<p>Although there are many benefits to having a last will and testament, the law strictly views the document as a testator regulating the rights of others over his property upon death.</p>
<p>The traditional will is the last will and testament, which is sometimes called a testamentary will. This will covers the disposition of personal property upon death and may also cover the testators wishes concerning who becomes the guardian over a minor child. This document is legally binding.</p>
<p>When your preparing your last will and testament items of personal importance or of high value should only be included in a will. Whoever is receiving these valuables is called the beneficiary. The term &#8216;heir&#8217; often gets confused with the term beneficiary. A heir is some one who inherits an estate without the help of a will.</p>
<p>When the testator creates the will he must appoint an executor. An executor is some one who will handle all the administrative responsibilities of the will. The primary responsibility of the executor is to make sure the will is executed based on the testator’s wishes. The executor is also responsible for ensuring that the items named in the will are correctly distributed to the beneficiaries.</p>
<p>Avoiding conflicts is the main reason why you want a last will and testament. Without a will to specify what assets go to whom, disputes, problems, etc. will most likely arise. You can even specify to give some of your assets to a charity. In all, this will give you a legal platform to deal with the distribution of your assets past your death.</p>
<p>This article has been brought to you by Legal Forms Bank .Biz - a provider <a href="http://www.legalformsbank.biz">legal forms</a> that don&#8217;t require a lawyer. You can download your state&#8217;s <b><a href="http://www.legalformsbank.biz/will.asp">last will and testament form</a></b> with instructions at their website.</p>
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		<title>What is a Durable Power of Attorney for Health Care?</title>
		<link>http://nicholasf.wordpress.com/2008/03/21/what-is-a-durable-power-of-attorney-for-health-care/</link>
		<comments>http://nicholasf.wordpress.com/2008/03/21/what-is-a-durable-power-of-attorney-for-health-care/#comments</comments>
		<pubDate>Fri, 21 Mar 2008 12:26:05 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Power of Attorney]]></category>

		<category><![CDATA[Law]]></category>

		<category><![CDATA[government]]></category>

		<category><![CDATA[Legal]]></category>

		<category><![CDATA[durable power of attorney]]></category>

		<category><![CDATA[medical]]></category>

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		<guid isPermaLink="false">http://nicholasf.wordpress.com/2008/03/21/what-is-a-durable-power-of-attorney-for-health-care/</guid>
		<description><![CDATA[A Durable Power of Attorney for Health Care (DPOA-HC) is a form that allows us to name a person or persons to make decisions about our health care in case we don&#8217;t have the capacity to make those decisions ourselves. It will give direction to the kind of medical treatment we want even If we [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A Durable Power of Attorney for Health Care (DPOA-HC) is a form that allows us to name a person or persons to make decisions about our health care in case we don&#8217;t have the capacity to make those decisions ourselves. It will give direction to the kind of medical treatment we want even If we cannot communicate those directions.</p>
<p>Advances in medical technology have brought upon mixed blessings. Now a days people are living longer and longer lives. Yet some feel the quality of life does not match the quantity of life. In other words, many people wonder what good is it to live to be a hundred years old if we spend our last years confined to a bed, not knowing who we are, and unable to feed ourselves. &#8220;Is it really living?” some ask.</p>
<p>Today, most courts agree that we have the right to control our health care. It is your right to accept or even refuse treatment. Doctors do not have the legal capacity to force us to live. They cannot force us to take medicine or receive other life sustaining procedures if we expressingly state those wishes. If you are unable to communicate those wishes then putting them in writing is the only other way to do it. That’s why today we have access to the Durable Power of Attorney for Health Care form.</p>
<p>If later on you change your mind about your medical wishes in your durable power of attorney form then you can revoke it (make it not legally valid). Depending on which state you live in there are laws that will revoke a power of attorney. For example some state laws will automatically revoke it if your spouse is not appointed as your agent (person executing the DPOA-HC). Doing the research of your state&#8217;s current procedures is the only way to be absolutely sure it will be revoked.</p>
<p>This article has been brought to you by Legal Forms Bank .biz, a site that provides do-it-yourself <a href="http://www.legalformsbank.biz">legal forms online</a> as an alternative to expensive lawyers. They have your state&#8217;s current, up-to-date <a href="http://www.legalformsbank.biz/powerofattorney.asp">durable power of attorney form</a> that includes instructions.</p>
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		<title>What is a Power of Attorney?</title>
		<link>http://nicholasf.wordpress.com/2008/03/21/what-is-a-power-of-attorney/</link>
		<comments>http://nicholasf.wordpress.com/2008/03/21/what-is-a-power-of-attorney/#comments</comments>
		<pubDate>Fri, 21 Mar 2008 07:07:59 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Power of Attorney]]></category>

		<category><![CDATA[government]]></category>

		<category><![CDATA[Law]]></category>

		<category><![CDATA[Legal]]></category>

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		<description><![CDATA[A power of attorney form is a legal document that is voluntarily entered into by two parties and then is duly certified by a notary public. The person who wrote up the agreement is called the Principal; the person who is &#8216;executing&#8217; the agreement is called the Agent. Through the agreement, the agent is given [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>A power of attorney form is a legal document that is voluntarily entered into by two parties and then is duly certified by a notary public. The person who wrote up the agreement is called the Principal; the person who is &#8216;executing&#8217; the agreement is called the Agent. Through the agreement, the agent is given the legal capacity to perform a task for the principal even in his absence.</p>
<p>A power of attorney can be very general, or very specific. A scenario that often happens is that a principal will appoint an agent to perform any and all of his legal affairs for a certain period of time. This is usually done when the principal is away on a lengthy business trip and away from his permanent residence. Another scenario it is used it when the principal is ill.</p>
<p>Since the agent represents the principal and comparisons can be made to that of an employee, an agent is often called an Attorney-in-Fact, which is also a very popular term for an agent.</p>
<p>Also, this agreement is not limited to only individuals, corporations and partnerships are all allowed to be involved in a power of attorney. There are some limitations though, everyone involved must be at least 18 years of age or older and have a normal mental capacity.</p>
<p>Most principals understand that it’s not right for you to try and force some one to participate within the scope of the legal agreement just because he/she has signed it. Most people expect that the agent should be entitled to payment for his/her services rendered and reimbursement for some of his/her expenses. An example of when the agent should be compensated is when their purchasing real estate property for you. By virtue of the power of attorney, the agent negotiates a deal, pays for and even signs all the legal documents necessary for the principal. In this case, of course an agent should be compensated and paid.</p>
<p>Another good thing to know is that a power of attorney can be cancelled at any time by the principal. Most likely to revoke it all you have to do is fill out a revocation of power of attorney and then have it duly certified by a notary public. It all depends on your state&#8217;s laws; some states require the above, plus a copy of the original power of attorney with &#8216;REVOKE&#8217; written at the top. Another way a power of attorney can be revoked is if the principal wrote a certain period of time for the agreement to be valid before it is no longer valid. Also, the agreement will become null and void if the principal passes away.</p>
<p>&#8216;What is a Power of Attorney?&#8217; has been brought to you Legal Forms Bank .Biz, a website that provides widely used <a href="http://www.legalformsbank.biz">legal forms</a> that don&#8217;t require an attorney. They have your state&#8217;s specific <a href="http://www.legalformsbank.biz/powerofattorney.asp">power of attorney form</a> available for download that includes instructions.</p>
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		<title>5 Factors to Consider Before Appointing an Agent</title>
		<link>http://nicholasf.wordpress.com/2008/02/22/5-factors-to-consider-before-appointing-an-agent/</link>
		<comments>http://nicholasf.wordpress.com/2008/02/22/5-factors-to-consider-before-appointing-an-agent/#comments</comments>
		<pubDate>Fri, 22 Feb 2008 22:29:52 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Power of Attorney]]></category>

		<category><![CDATA[agent]]></category>

		<category><![CDATA[business]]></category>

		<category><![CDATA[government]]></category>

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		<category><![CDATA[Legal]]></category>

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		<description><![CDATA[Using a power of attorney to appoint an agent to legally act on your behalf can be very convenient. Though sometimes this document can be abused or used in fraudulent transactions, there are ways to protect yourself from being defrauded.
You should choose your agent with care. Only appoint some one you trust. Be wary of [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>Using a power of attorney to appoint an agent to legally act on your behalf can be very convenient. Though sometimes this document can be abused or used in fraudulent transactions, there are ways to protect yourself from being defrauded.</p>
<p>You should choose your agent with care. Only appoint some one you trust. Be wary of so called professionals that carry fancy titles such as &#8220;asset manager&#8221; or &#8220;investment advisor&#8221;. Good candidates for your agent would be people like a trusted friend, family member, lawyer, or even an accountant. You should have no conflicts of interest with your agent and there should be a sense of loyalty.</p>
<p>A lot of people make the mistake of appointing an agent with a general power of attorney. This document will allow your agent to act on your behalf in any matter he or she wishes. Personally, I wouldn&#8217;t appoint an agent with a general power of attorney unless maybe it was my mother. Issuing a limited or specific power of attorney will restrict your agent to only activities or specific events when you say they can act on your behalf. For example if you wanted to appoint your brother as your agent only to sell your car for you, then you could do that with a limited power of attorney form. You could also include things such as he couldn&#8217;t sell the car for under two-thousand dollars. You can stipulate anything you want.</p>
<p>Stipulating an expiry date is also a good technique to protect you from having problems with a disgruntled agent later. If you specify an expiry date on the form then later on you won&#8217;t need a revocation to take away the powers you gave to your agent. In rare cases when agents have gone bad they have usually done so many years down the road when their appointee becomes elderly and nearing their deathbed. Having a specific date when the power of attorney form expires will prevent this from happening to you.</p>
<p>Another good practice to follow is to monitor the actions of your agent. Many people often give their agent powers to dip into their finances. Bankers may develop a personal relationship with your agent and no longer scrutinize them like before. You may revoke the powers given to your agent but that personal relationship is still there. That’s why you should always give any one your agent had a relationship with on your behalf a copy of the revocation. Also, orally discussing the revocation is also a good idea.</p>
<p>Filing a power of attorney form is a rather simple process. It is not required that a lawyer draft this document. Most people just file this form themselves.</p>
<p>This article has been brought to you by Legal Forms Bank .Biz, a reputable U.S. <a href="http://www.LegalFormsBank.biz">legal forms</a> databank. They have your state&#8217;s specific <a href="http://www.legalformsbank.biz/powerofattorney.asp">power of attorney form</a>. Also, they have other legal forms such as <a href="http://www.legalformsbank.biz/livingwill.asp">living will forms</a>.</p>
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		<title>Information About Name Changes</title>
		<link>http://nicholasf.wordpress.com/2008/02/13/information-about-name-changes/</link>
		<comments>http://nicholasf.wordpress.com/2008/02/13/information-about-name-changes/#comments</comments>
		<pubDate>Wed, 13 Feb 2008 14:08:40 +0000</pubDate>
		<dc:creator>dmf32835</dc:creator>
		
		<category><![CDATA[Name Change]]></category>

		<category><![CDATA[government]]></category>

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		<category><![CDATA[marriage]]></category>

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		<guid isPermaLink="false">http://nicholasf.wordpress.com/?p=50</guid>
		<description><![CDATA[Changing your last name is a very common thing for a bride to do after marriage. It can also be a great way to lose an unwanted or unappealing family name. It really doesn&#8217;t matter when or why you want to change your name, it is your right to do so. Legally changing your name [...]]]></description>
			<content:encoded><![CDATA[<div class='snap_preview'><br /><p>Changing your last name is a very common thing for a bride to do after marriage. It can also be a great way to lose an unwanted or unappealing family name. It really doesn&#8217;t matter when or why you want to change your name, it is your right to do so. Legally changing your name yourself is also very inexpensive since a lawyer is not required.</p>
<p>Most women simply follow tradition and take their husband&#8217;s last name and give up their last name they were born with. Many times you&#8217;ll see women keeping their family name but as their middle name. Some will even use the two names as one with a hyphen or space in between them. These options are all available to you for your post wedding name change. In very rare cases the husband will even take the bride&#8217;s last name.</p>
<p>There are also couples that just create an entirely new last name. As long as your not trying to change your name for fraudulent purposes then you can pretty much change your name to anything you want.</p>
<p>It&#8217;s a good idea to change your name on your documents and so forth after your honeymoon. This is because it can take awhile to change your name on your passport and other documents. If you were to travel somewhere with one name and try to come back on the same passport but this time they check your license and it has your new name then you could have trouble coming back to the U.S. or worse detained at the airport and charged.</p>
<p>Just changing your name on your documents though is not a legal name change. You will need to file a legal name change for your state. Since every state is different, I cannot provide you with the exact instructions for your state. To make everything easy I suggest you find a legal name change form with instructions. These are often called do-it-yourself name change forms. Most states will require you to follow a certain procedure to make your name change legal. Your state&#8217;s procedure will most likely include things like having two witnesses sign the document and having it notarized before it is legally valid.</p>
<p>The most important documents to change your name on first are documents you use for identification like your drivers license and social security card. Having identification with your new name will make changing your name on other important documents much easier. Make a checklist of documents you will need to change your name on and people you should notify. Do not forget to include things like credit cards, vehicle registration, your employer, retirement plans, the U.S. post office, utility companies, legal contracts, your last will, and your insurance policies. Most of these records can be changed simply by mail or with a quick phone call. Just to make everything easy, have copies of your marriage license ready to mail out. Another good idea is to request a receipt to be returned to you, that way you&#8217;ll have an idea of when your name change has taken effect.</p>
<p>&#8220;Information About Name Changes&#8221; has been brought to you by Legal Forms Bank .Biz, a respected provider of do-it-yourself <a href="http://www.legalformsbank.biz">legal forms</a>. They have your state&#8217;s specific <a href="http://www.legalformsbank.biz/namechange.asp">name change form</a> with instructions included.</p>
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